 Life Insurance - Providing risk coverage |
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| One
of the principal objectives of life insurance is
to provide risk coverage for your family. Life insurance
companies have been trying to make insurance schemes
more attractive by also combining them with savings
and providing returns. We would however say that
taking risk coverage schemes along with the savings
padded ones would be a good method. |
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| Do Mutual Funds actually provide returns ? |
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| While
the past one year has been a boom period with most
mutual funds returning exceptionally good returns,
the other periods have seen moderate returns. So
are mutual funds really worth while ? |
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LIC
introduces attractive new ways to balance risk and income
options.
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| Is
this the right time for a Home Loan |
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| Loan
rates are at a historical low and from all expert
views, they can only go up. The best time to take
a home loan might be now. The real estate markets
have also been moving up in the past few months
and the growth and appreciation in property values
is likely to continue over the next 2-3 years. You
might just have a double-edged advantage - low costs
and higher returns. The home loan might be a good
option. |
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| Buying
your car is easy |
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| Now
the availability of loans, the extent to which finance
companies are willing to finance your car as well
as the speed and simplicity of processing applications
makes this a very attraction option. If you are
looking at a new car, an upgrade from your present
one, or an additional one, now is the best time
to take that loan. |
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| Money
Earns Money is a complete investment advisory offering
guidance & assistance for
income generation, risk coverage and others. |
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| What
tax saving options are available |
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| While
the government is removing most incentives and deductions
in tax, there are still a number of them that can
help you save tax and have more money to invest
with. Life insurance is one such area that the government
is likely not to change for the next few years.
Investing in insurance will give you the risk cover,
provide for some income and also help you save tax. |
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| How to simplify your tax filing ? |
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| Taxation procedures have been getting simpler and with technology you can take away most of the headache involvedwith tax planning and filing. There are also now agencies that take care of these for you at costs that are far lower than what you have been used to paying for. |
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The
new mutual fund IPOs provide a good low cost entry
point today. India's fundamentals are strong and returns
over the next 2-3 years seems realistic.
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| Are good fixed income options still available ? |
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If you look around carefully, there
are some fixed income options that are still worth
having in your investment portfolio. These will
help balance your investments and ensure you provide
some risk-free and steady income components while
trying to use other methods to generate higher returns.
Post office schemes, tax saving bonds and income
generating insurance schemes might be worth looking
into. |
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| The MEM Advantage |
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| MEM derives its advantage from being small and accessible while also using research and analysis and technology tools for better planning & office operations. Our focus on personalized service while using technology to keep our operating costs low, make us a very cost-effective and result driven partner for your investments. |
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Loan
processing is today a simple process for salaried
individuals. Take your home or car loan now at never
before interest rates.
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